Property & Real Estate Zakat:
No Zakat on:
- Your primary residence (family home)
- Personal vacation home (if not rented)
Zakat IS due on:
- Investment properties for resale
- Rental income (add to zakatable wealth)
- Commercial real estate (if for resale)
For rental properties:
Pay Zakat on the rental income saved, not the property value itself.
Property appreciation is not zakatable unless you intend to sell.
And Allah knows best.